Borrow Smarter

Used Vehicle Loans

  • Flexible Terms
  • No Payments for 90 Days
  • Up to 120% LTV
Friendly Financing

Rates as low as 6.39% APR***.

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Pair an affordable loan with your affordable wheels.

The odometer has spun too many times. You need more room, or less. Maybe it's a good time to get out from under your existing auto loan and save some money. Whatever your motivation, you'll find smart financing solutions at Financial Partners. 

Benefits of a Used Auto Loan

  • No application fees or prepayment penalties on your car, truck, or SUV loan
  • We'll take off an additional 0.50% on your approved rate when you finance your hybrid or electric vehicle 
  • Sign your loan documents from your computer, tablet, or smartphone for faster funding
  • If you're not sure which vehicle is right for you, tap into our Car Buying Services to research and locate the vehicle you want
  • And after you've closed the deal, protect yourself with GAP insurance and mechanical breakdown coverage, at costs much lower than you'll find at the dealership

Plus, when you get your auto loan through us, we'll award you 2,500 APEX Points

Financial resources and education to support your journey.

90 days no payments require a minimum credit score of 630. Interest will continue to accrue during the 90-day deferment period.

Loan to Value: 120% LTV financing requires a minimum credit score of 665.

Auto Payment sample: A $25,000 auto loan with a 60-month term, at 6.39% Annual Percentage Rate, results in 60 monthly payments of $487.80. Rate quoted includes a 0.50% discount for loan-to-value of <=90% (excluding warranty & GAP).  Direct purchases or refinances only. Rates shown are for highly qualified borrowers; the rate received may be different based on credit history. Program, rates, and terms subject to change or termination without notice. Conditions, fees, restrictions, and terms may apply. Loans are subject to borrower qualification; not all applicants will be approved.

Green Discount: The green discount applies to auto loans for either electric or hybrid vehicles only. Your approved rate will be reduced by 0.50%, but will not be lower than 6.39% APR. Learn more at the U.S Department of Energy.

APEX Member Rewards: Earn 2,500 Apex Points on a purchase or refinance of a direct auto loan. Loans from 3rd parties are excluded. Refinance of existing Financial Partners Credit Union auto loan is excluded.   

Financial Partners Credit Union membership is required.